# OpenDispute.ai — Product Overview

> Free AI credit repair: upload or connect your credit report, find errors, generate personalized dispute letters, mail them yourself, and track every round.

## What OpenDispute is

OpenDispute.ai is a consumer SaaS product that uses AI to:

1. Read credit report details line by line
2. Flag inaccurate, incomplete, outdated, or unverifiable items
3. Build personalized dispute letters (not generic templates)
4. Help users send and track disputes across major U.S. credit bureaus

It is designed as a do-it-yourself alternative to expensive credit repair agencies.

## How it works

1. **Upload & Analyze** — Connect credit monitoring / upload report access so AI can scan accounts.
2. **Personalized Letters** — Generate dispute letters tailored to what is wrong on *your* report.
3. **Send & Track** — Print, stamp, and mail letters; track rounds from the dashboard.
4. **Results** — Bureaus typically respond within about 30–45 days; progress varies by case.

## Pricing

- Subscription price: **$0**
- No monthly fees, trials, upsells, or dispute caps in the marketing offer
- Credit monitoring may be required to obtain full, line-by-line report data

## Key features

- AI-driven report scanning
- Customized dispute strategies
- Disputes across major bureaus without artificial item limits
- Progress tracking dashboard
- Educational guidance for long-term credit hygiene

## Who it is for

People who want to challenge credit report errors themselves, including users switching away from slow or expensive agencies.

## Languages

- English: https://opendispute.ai/
- Portuguese: https://opendispute.ai/pt/
- Spanish: https://opendispute.ai/es/

## Legal / compliance notes

- OpenDispute is **not** a credit repair organization
- Results are not guaranteed
- See Privacy Policy and Terms of Use for full legal details

## Contact

- support@opendispute.ai
- App: https://app.opendispute.ai